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Cross-border Asset Transfer

Cross-border Asset Transfer

Product Introduction

Credit Asset Transfer Business refers to the financing business where financial institutions, such as banks, trust and investment companies, and asset management companies, establish agreements and identify eligible market-conforming and outstanding credit assets for potential transfer to meet their business needs.

Product Category

Credit Asset Transfer Business includes Credit Asset Transferred under Agreement to Repurchase and Buyout Credit Asset Transfer.

  1. 1、The Buyout Credit Asset Transfer Business refers to the business where two parties transfer credit assets according to an agreement, the borrower undertakes the obligations to repay principal and interest to the transferee after the transfer of the assets. Under the buyout credit asset transfer business, instead of assuming the role of the transferor, the creditor assumes the role of the transferee.

  2. 2、The Credit Asset Transferred under Agreement to Repurchase Business refers to the business where two parties transfer credit assets according to an agreement, while the transferor promises to unconditionally repurchase the credit assets from the transferee at an agreed price on a certain date in the future. Under the Credit Asset Transferred under Agreement to Repurchase Business, the creditor does not change.

Product Advantages

  1. 1、It can improve asset liquidity and provide capital adequacy ratio.

  2. 2、Credit risk is decentralized.

  3. 3、It can increase financial institution customers’ earnings from surplus funds.

Target Customers

Applicable to financial institutions and non-financial institutions that have cross-border asset transfer requirements and are willing to buy or sell credit assets.